Thursday, 11 June 2009

• money tree

  I will preface this with the understanding that I am not bragging about money. this is a blog directly relating to me thinking of my own future and helping myself plan it out. moving onward... forward sounds less... femm. moving forwards. hmmm... it changed again.

  so I've spent the last week looking inwards a lot. I mean a lot even for a person like me who looks inward a lot. here's what I've realized. I suck with money. I'm like a donkey with a spinning wheel. damned if anyone knows how I got it, damned if I know how to use it.

  here's the deal. I just recently had a wage garnishment lifted. I know I told you I suck. I made my biggest check in almost a year. I worked 40.65 hours. netted about $534 after federal taxes, state taxes, union dues, and my united way donations. I know, I'm a flippin' philanthropist(does that count as an aliteration?). I'll spare you the math. I work as a dockworker. it's a union labor job and it pays pretty well. I'm making $17.21 an hour right now. I want you all to understand that I'm not rubbing this in.

  I have no car, I live with my parents, and I have no savings. wtf am I doing with myself here? granted I go out to the bars every week just about, and up until recently I was only getting about 25-30 hours a week. I was reviewing old paychecks from my first year and noticed that every week I had 50+ hours. how the fuck did I pull that off?

  let's itemize this. I have several cars. none of them work. repairs on any of them would be less than a grand. they sit there and collect dust because I haven't saved up to fix them. this is going to change within the month. I will fix one of them and have the first start.

  second, I will have my own place by the end of the summer. I carpool with a friend of mine to work. before he started I worked 4 12 hour shifts and a short friday. now I'd be lucky to drag his ass into working an 8 hour shift. that's how I did it. I need my own car so I can force myself to work more. this will lead to more hours, money, and sleeping.

  I'm actually opening another savings account tomorrow before work in which I plan to start adding to. I need to save money for several things I know are happening.

  1. I've decided to go to oregon sometime in july to meet the girl face to face. I've thought about this one a lot and even my mom thinks I should do it(what? I tell my mom everything. I told her I hate one of my friends gf's because she stopped putting out like 5 months ago... how are they still together?). so I'm doing this. if I can get a car going that would be preferable because I prefer driving to flying. I just do.

  2. get a car going. this can be done within the next few weeks. I'm borrowing my mom's car next week and I'm going to work 50 hours or die trying. this should net me like $650. I know, still not bragging, this is getting my life right.

  3. build my savings and set myself up into a place where I'm ready to leave the nest at the tender young age of 23. I know, my sister moved out when she hit 19 so I'm a pretty impressive standard of what an adult is. this should be ready to go by the end of august or september.

  it's a weighted plan, but here's the process of setting myself up.

  stop throwing so much money into movies, and by more books. I love to read. stop drinking so much. I go to bars and it's just on. I need to reinstitute the underage drinking thing and pregame it, or just hang out at parties, friends, or probably stop drinking so much...

  get my own car going and drive myself to work for a while so I can ensure I'll get the hours I want. force myself to work ridiculous shifts like I used to.

  start saving money in my own savings. this has always been hard for me, but I have things to save for and I need to make my life right already. that's my plan.

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